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BDO Home Loan

  • Country: Philippines
  • Listed: August 30, 2012 1:30 AM
BDO Home Loan


BDO Home Loan

Your worry-free home financing s0lution is here!
With BDO Home Loan, your dream of owning a home can become a reality!

Choose from convenient BDO Home Loan plans that suit your needs–low interest rates with longer payment terms, and so much more in store.

Apply now and get approval of your loan within 10 days!

Loan Purpose
Use the funds for any of these Loan Purposes:

  • Acquisition of vacant lot, house and lot, townhouse, condominium unit
  • House construction
  • House renovation/Home Improvement
  • Refinancing of existing house loan
  • Reimbursement of acquisition cost or construction cost
  • Acquisition with refinancing
  • Refinancing and equity loan
  • Equity Loan

Loanable Amount
Minimum: P500,000.00
Maximum: Based on appraised value of property

  • Up to 80% of appraised value for house & lot
  • Up to 80% of appraised value for townhouse
  • Up to 70% of appraised value for vacant lot
  • Up to 70% of appraised value for condominium

Payment Terms

  • 20 years for house & lot, townhouse
  • 15 years for condominium
  • 10 years for vacant lot
  • The age of the borrower should not exceed 65 years old at loan maturity and the term of loan should not exceed the remaining ec0nomic life of the property
  • We do not collect pre-payment penalties but we charge a one-time processing fee of P3,500 for full payment of loan before maturity.

Who Can Apply?

  • Filipinos, Filipino married to foreigners, Foreigners (if collateral is a condominium), or Filipino citizens with Dual Citizenship, of legal age (not exceeding 65 years old upon loan maturity)
  • Individuals with minimum gross family income of P50,000.00/month.
  • For sole proprietorships or family corporations, the business must be profitably operating for the last two (2) years.


  • Mortgage Redemption Insurance (MRI) – equal to loan amount
  • Fire Insurance – equal to the appraised value of the improvement
  • Contractor’s All Risk Insurance – for construction loan only (to be converted into Fire Insurance upon project completion)
  • Master Fire Policy – for condominiums only

All insurances to be endorsed to the Bank.


  • Must be residential
  • May or may not be owner-occupied
  • Any of the following:

    • Single detached
    • Townhouse
    • Duplex
    • Condominium units
    • Vacant lots
    • Mixed-used
    • Apartment (up to 4-door)

  • Must be free from liens & encumbrances
  • Located within BDO serviceable areas

Payment Option

  • Automatic Debit Arrangement (ADA) against BDO deposit account

Other costs that usually accompany a Home Loan?

Home loan is usually accompanied by the following extra costs:

Appraisal FeeP3,500.00
Appraisal Fee Outside Metro Manila    P4,000.00
Handling FeeP5,000.00
Mortgage Redemption InsuranceP4,430.00 for every million, assuming standard rating
Fire InsuranceDepends on the appraised value of the improvement

*Mortgage Registration Insurance is based on loan amount.


This loan ad has been listed on LoanPhilippines.org since August 30, 2012 1:30 AM. This ad was listed by user BDO.


NOTE: All information included in this ad listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective loan consumers may be interested in applying. The information on each ad listing is furnished by the ad poster and deemed reliable to the best of his/her knowledge but not guaranteed and is subject to change, therefore; should be verified by the consumer. LoanPhilippines.org assumes no responsibility for typographical errors, misprints or misinformation. This ad listing is offered without respect to any protected classes in accordance with the law.
  • charina verde moorlag

    I wish to have information whether I can get a loan to buy a house in calamba.
    I have a wish to borrow 3000 000 Pesos.
    please come back to me to discuss the options.

    tel. mobile: 0917 501 5861

  • charina verde moorlag

    I wish to be informed if I can obtain a loan for the purchase of a house and lot in calamba.
    I wish to loan 3000 000 on a house with a value of 5000 000 pesos.
    please contact me on mobile soonest.

    0917 501 5861

  • Kenneth D Otero

    I want to have a loan of condo unit. Can you give me a unit that correspond to my monthly income. I only earn a monthly of 20,000/month.

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Information about the ad poster

  • Listed by: BDO
  • Member Since: August 30, 2012

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